Traditional banks, more than ever, require more due diligence on a business, its owner, financial statements, inventory and machinery, accounts receivables and so many other things. We facilitate various targeted loans for specific goals without giving you a hassle. A Business loan should be made available to help the business rather than drown it in pre-requisites!
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Real Estate Loan
There are times that going to get a loan from the bank is just too much trouble! there are many forms to fill out, and that does not guarantee the loan. why allow traditional banks to be so invasive where we facilitate a loan based on the asset itself and not your credit score or your ability to pay ?
Sports & Entertainment Loan
Our Sports & Entertainment loan works exclusively and best suited for athletes, entertainers, and their trusted advisors to provide short term capital from approximately $50,000 to $5 million in a few days using a professional athlete’s or entertainer’s guaranteed contract as collateral. The Sports & Entertainment is run by a leading media, entertainment and sports attorney.
The demands on the time, resources, and finances of athletes and entertainers is significant. Opportunities and challenges can arise at any time, and the funds required to successfully handle them may not be immediately available. Typical situations include financing luxury purchases, investments, relocation expenses, assisting family members with expenses, or unexpected costs ranging from taxes to medical bills. The Sports & Entertainment loan is easy and can obtain $50,000 to $5 million or more within days through loans that typically range from 4-6 months but can be longer, until cash flow is restored or longer-term financing is arranged.
For more information please contact us.
Sell Your Diamond
At times, you have an urgent need to sell your diamonds, without the desire to take a loan. This is where we can be of great help and save time. we will assess and offer the best price that we can on the diamond. The disbursement is done within 24-72 hours after we secure the diamond in our possession.
Luxury Asset Line of Credit
This type of Luxury Asset borrowing is similar to that of a Home Equity Line of Credit. It is a line of credit available as long as the Luxury Asset is stored securely with us, and is available by the end of business day at any given time (After the initial process is complete).
Luxury Asset Advanced Sales Loan
This type of loan is used when you have the intention of selling your Luxury Asset, but require adequate time and some advanced capital. This method is used to ensure that the sale is done to maximise the value of the Luxury Asset. This Type of loan is also for as little as 3 months and up to over year or more, depending on the asset. Interest payment is at a fixed rate, monthly, or deducted from the proceeds once the Luxury Asset is sold.
Luxury Asset Loan
This is the most often used type of Luxury Asset Loan. It is a short term loan from as little as 3 months to over a year. The loan is disbursed upon the safeguarding of your Luxury Asset, and is returned when the loan is fully repaid. Interest payment is monthly, at a fixed rate, on the balance of the loan.
Borrowing Money Using your Rare Art as Collateral
There are times in life when we need to obtain a loan for something, and time is of the essence. When you have art you can use it as collateral for an equity loan. Online secured personal loans are fast and easy. The reason is that there is no credit check required when you use art as your collateral. There are several advantages to using art in this way. You can Increase your liquidity from the value of your art collection. There are no extensive bank checks, which take a long time, nor are any inquiries into your credit performed. The terms which you pay are flexible, and compared to other financing options the interest rates are competitive. Your liability is strictly limited to the artworks that you put up as collateral, not against any other assets. The size of the loan is dependent on the value of the item you have for collateral, this can be from up to a few millions of Dollars. When you do the inquiry this process is free and so is the initial valuation of your item(s) and you are under no obligation to move forward.
Limited Liability
A non-recourse loan with Luxury Asset Pro uses your works of art as the only collateral. What this means is that your artwork is the sole guarantee of the loan. There are no further credit checks needed. Also we will not forward any of your personal data to a third party. Your privacy is of utmost importance to us. This also means that there is no personal liability. You, the borrower, must be the legal owner of the artwork. You should be able to provide proof of ownership of said artwork as well as the ability to provide your proof of identity.
Asset Valuations
The appraisal process makes loans quick and easy. Valuation of your Luxury Asset is performed by a professional appraiser; there is no involvement of either an auction house or an art dealer. Your work of art will be given a reselling appraisal. You will then be able to borrow a percentage of this appraisal. This will be your LTV ( Loan To Value).
Care and Professional Storage of Your Artwork During The Loan Term
Your artwork will be professionally stored in a specialist art storage facility. In most cases at the request of the borrower this can be in the closest major city that has a proper facility. The art will be stored under the loan financier’s name. During the term of the loan, the artwork can be accessed by the borrower for the purpose of sale to pay off the loan, but the artwork must stay in the possession of the facility and cannot be removed.
Loan Terms
The term of your loan is flexible depending on your needs, usually terms of as little as six months to seven or more years are available depending on the artwork. Interest rates depend both on the artwork as well as the length of the loan. In the event that the term is exceeded, the agreement can be extended, often at the same terms and conditions upon request. When the loan including all interest has been paid, the work of art will be returned. There are no hidden fees. Luxury Asset Pro pays all costs of appraisal and examination, storage and insurance while at the storage facility, the customer can arrange transport to an art storage facility of his or her choice.
Luxury Asset Pro has a powerful network of discrete partners who are not present in the art market. We can provide loans worldwide that are not available elsewhere.
Non Repayment of Loan
In the event that a loan is not extended and the loan is not paid as agreed, the artwork will be put up for public auction at the earliest convenience or may be sold in a private sale.
If through this auction or private sale additional proceeds are generated after all costs have been deducted (appraisal, loan, interest, sale and auction fees etc.) then these proceeds will be paid to the borrower. It is in the interest of all parties to obtain the highest sale returns.
For more information or to get the loan process started click HERE
Borrowing money using your Rare Watches as Collateral
When we get a rare watch it is often an item of prize for us. Either we get it to show that we have made it, or we get it as a special gift for some achievement or occasion. A gold Rolex is usually the quintessential Luxury Watch that most people think of when they think of a rare watch. If you are into watches, Rolexes are just the beginning. One of the best things about rare watches is that as a Luxury Asset they will often times hold or even increase their value. It does all depend on the watch and older ones seem to do so.
The benefit of this particular attribute is that rare watches can be used as collateral when you are in need of an instant cash loan. If you are saying, “I need money now” then your watch is probably one of the best ways to get that money. A luxury Watch is an item that is desired by many, and has a good value to it. This is exactly the kind of item that can be used to make a quick loan and used as collateral. Similar to a gold bar, or a classic car the value is not going to ever go down much and will always be desired.
For years watches have held a special place for collectors. Watch collecting has even developed its own word horology. There are several brands of watches that are desired by horologists besides Rolex.
The 10 most expensive watch brands in order are the following:
- Jaeger LeCoultre
- Breguet
- Blancpain
- Louis Moinet
- Audemars Piguet
- Piaget
- Roger Dubuis
- Patek Philippe
- Vacheron Constantin
- A. Lange & Sohne
Any watches made by these makers are very desirable, the cheapest in this list will retail for around $4000. There are some other brands that are also desired when trying to get a loan on them.
Cartier, Baume & Mercier, Ulysse Nardin, Longines, IWC, Parmigiani Fleurier, Tudor, Omega, Tag Heuer, Panerai, Hublot, and Breitling just to name a few. If you have a rare watch and it is not on this list you should contact us and find out what kind of offer you can obtain.
If you wish to obtain a loan on your Luxury Watch it is a simple process. All you have to do to begin is to contact us. From there we will work directly with you taking you down the path so that you can get your money as quickly as possible. One nice thing about the secured loan is that there is no credit check required. This is good for two reasons. First it allows the process to go faster and you will receive your payment quickly an then second with no credit check your good credit will not be lowered with a hard report and if you have a lesser good credit it will not matter to us and you can get your money anyway. You win either way.
Another nice thing is that when you work with us you are working with a company that has been in business since 2011. We have been providing financing to our clients from all over the world since then. We understand this business very well and know what our clients want. You can rest assured that your watch will first, be taken care of the way you would want it to be, second, we will be discrete with our dealings with you. Only members of our appraisal and loan team will be in direct contact with you. No one else will know your dealings. You will receive the best offer for your item and finally the lowest interest rate possible on your loan that we can provide.
The Luxury Asset Pro team is here to help you. If you have any questions, you have already decided that you want to get the process going, or you want to at least find out what we can offer you for your Luxury Watch, all you have to do is follow the link provided below and we will either answer any questions you have, or professionally help you with the entire process.
For more information or the get a fast loan moving forward, click HERE
Borrowing Money Using Your Rare Diamonds as Collateral
Do you have any rare diamonds? Rare diamonds are a very good form of Luxury Asset for collateral when you need to get a loan or borrow money at the best loan rates. This can be for any reason, it is really up to you. It can either be that you need the money to pay other debts, or maybe you have an opportunity and a limited amount of time and therefore cannot find the money through other means in the allowed time.
These are called collateralized loans. Besides loans on rare diamonds these types of loans can be made with other Luxury Assets including precious metals or rare art.
If you are considering leveraging your rare diamonds or other luxury asset as collateral, this is a very simple process and is preferable to taking another route. We have found that some rare diamond owners will try to go to a pawn shop or other money lenders first, before they come to us. What they find when they do this is that often times they wasted their valuable time with their Luxury Assets. This is because most pawn shops are unable to evaluate rare diamonds properly, especially Fancy Color Diamonds. They will just check the carat weight of the diamond and then first make a low ball offer, and second they will charge a very high interest rate.
If you go to a jewelry store they may consider buying your diamond from you, assuming they are interested in it but they will not normally make a loan on a diamond, which is what you are searching for. Again they also assume you don’t know what you have, and so they will offer you a low number.
You shouldn’t sell your diamond or any other collectible for that matter when you are under pressure, especially if you can easily work with us at Luxury Asset Pro. You can obtain a short term loan to fulfil your current financial needs, or if you need to take a longer term loan that can be up to 7 years or more depending on the Luxury Asset you have.
It is important that you deal with a company that is both discrete and reputable; these attributes are sometimes hard to find in an online loan business. The team at Luxury Asset Pro has been helping its clients since 2011 with all of their loan needs.
You may be wondering what kind of diamonds are the most valuable, and what about the one that you have. Diamonds that are either already mounted or not are always valuable. There are two things that can make a diamond more valuable. First is if it has a GIA certificate with it, it is more sought after. The Gemological Institute of America (GIA) is an independent, non-profit organization. Started in 1953, the GIA is considered the world’s foremost authority in gemology. Their diamond grading system is recognized as an accepted standard worldwide. This is where the “4Cs” comes from.
The second important thing is if a rare diamond has “provenance”, or “where the diamond comes from?”
Luxury Asset Pro is able to provide its specialised diamond appraisal service that will end up providing you with the best loan to value (LTV). What’s more because we do such good business we are able to provide the lowest interest rates possible in the industry for our clients. The loan process is done in a 100% discrete way, only you will be dealing directly with us and our team of appraisers and loan fulfilment. When you choose to do business with us we are able to provide you with a no credit check loan that is orchestrated through our proven process that is fast, safe and is of no risk to your good (or even less good) credit rating.
If you have other Luxury Assets that you would prefer to use as your collateral for your loan there are several that we accept. We recommend that you contact us and you can have a private conversation with us to discuss options.
For more information please click HERE